Real Estate Auction: DCAS holds real estate public auctions to sell surplus City-owned real estate. For more information, please click the link below. If you are just visiting UK you should be fine to use your foreign driving license to drive a car in the UK. On the other hand, if you came here and you are a.Insurance Company Demand Photocopied Driving Licence. In all my years I have never been asked by an insurer to show my driving licence.
However, I have recently bought a new motor insurance online and this was followed by a letter from the company, Churchill (after the purchase), telling me that I must now send photocopies of both sides of my driving licence and the photocard. I called the company and they told me that I don't have to send the d/l copies. NCB copy. Great. Then the letters started coming with the threat of cancellation of the policy. I have nothing to hide but I do have an objection to this for the following reasons. Nothing in the terms of purchase, the policy document, the internet pages, or on the company website make any reference to this. They do make it clear on purchase, that you will need to send a photcopy of your proof on no claims bonus. Fair enough) - but nothing more. They said "everybody has to do it now". Not according to their t& cs'.)c) There are over 3. UK. If we are all asked to do this, that means there will be a vast number of amazing quality copies of driving licences sitting around in offices waiting to be taken and forged. I asked the company what happens to the copies, they said they store them in files for a year, then they are kept in our warehouse for ever, "so we can look at it at anytime in the future". If I give in to this un- agreed term and post purchase enforced condition, then I would have to do the same for every other insurer for the rest of my days, and so would you! This means billions more photcopies potentially circulating, at a time when driving on forged documents is a serious matter. The insurance was purchased for Churchill, and all the paper work still arrives on Churchill headings, but it is another insurer who is supplying the insurance - purchased via the Churchill site. However, they do present themselves as Churchill - using the Churchill trademark. I have two problems, I like clarity in trading, and I have a concern over data protection. The insurance company have forced me to cancel my own policy now, because they told me that if I did not, they would cancel it which will go against me in my insurance record. I cancelled stating that I was doing so under duress. Yesterday with the deadline approaching, I purchased from a different company not connected with Churchill - and I will never use the Churchill site again. I fully understand that some people will say I am being silly, but the Information Commisioner's office have said that this activity is not known to them. The FSA have said that they are unhappy about the manner in which this is being done. The DVLA said the photocopy is a breach of copyright and has serious data protection implications. In essence, I am being asked to be complicit in forgery. Churchill will now recover a cancellation fee, which they will take from my payment fee - returning the difference. Do you think this style of trading is a breach of trading law, and that I should make a counter claim for beach of contract? Had I had a poor driving history or an accident, claim etc, I would understand. But deep sea trawling through everyone's documents for a way to get out of policies, charging for cancellations and storing details forever - may be good business for them - but it is surely not a wise security move for customers. I think that sections of the insurance industry may be acting like a police force. They are not - they are just another company we deal with. Do they feel trading openness doesn't apply to them? At every stage, the company refused to examine the licence. Any thoughts? (Sorry this is long!).
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November 2017
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